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In today's fast-paced digital world, online transactions have become an indispensable part of our daily lives, transforming how we shop, pay bills, and manage our finances. From ordering groceries to subscribing to streaming services, credit cards facilitate countless virtual exchanges. While convenient, this shift to digital also introduces unique risks, making it crucial for consumers to understand their rights and protections. Many are unaware of a powerful federal law designed specifically to safeguard credit card users: the Fair Credit Billing Act (FCBA). This guide explores the FCBA, showing you how to apply its protections to your online credit card purchases, ensuring your digital transactions remain secure and your rights are always upheld.
