📋 Table of Contents
- Understanding FCBA: Your Rights and the Initial Dispute Process
- Why Was My FCBA Claim Denied? Common Reasons
- Rebutting the Denial: Gathering More Evidence
- Escalating Your Case: Beyond the Issuer
- Preventing Future Billing Errors and Denials
- Legal Recourse and Professional Help
- Navigating Debt Collection After a Denial
- ❓ Frequently Asked Questions (FAQ)
Discovering an unexpected charge on your credit card statement can be startling, and the Fair Credit Billing Act (FCBA) offers crucial protections for consumers facing such issues. Under the FCBA, you have the right to dispute certain types of billing errors, initiating a process where your credit card issuer investigates the claim. However, what happens when your initial, seemingly straightforward FCBA claim is denied? It's a common and frustrating scenario that leaves many feeling helpless.
