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In the bustling world of online transactions and credit card payments, misunderstandings and issues can sometimes arise, leaving both consumers and businesses in a bind. When a purchase goes awry, navigating the landscape of refunds, returns, disputes, and chargebacks becomes crucial. Whether you're a customer trying to get your money back for an undelivered item or a merchant defending against an invalid claim, understanding your options and the processes involved is key to protecting your funds and maintaining trust.
